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BrightWhiteGladiator

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Someone did something similar to me in a WRX I had built for autocross. totaled. I was able to go to the holding yard it was towed to after the fact and pull off a pretty penny worth of parts and sell (or give to friends). Insurance company said they didn’t care as long as I put the stock parts with the car - brakes, injectors, turbo, cross pipe, exhaust manifolds, UP, DP, exhaust, fuel pump, air oil separator, recirc valve, frame reinforcement pieces, wheels and tires (well, 3 of them), coilovers, etc.
The effort was worth it for me for the AP Racing big brake kit alone.

Not sure how much you had done but def keep your options open and try to find a silver lining!

That sucks man, good luck. Glad you weren’t injured!
 
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pacificoflyr

pacificoflyr

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Someone did something similar to me in a WRX I had built for autocross. totaled. I was able to go to the holding yard it was towed to after the fact and pull off a pretty penny worth of parts and sell (or give to friends). Insurance company said they didn’t care as long as I put the stock parts with the car - brakes, injectors, turbo, UP, DP, exhaust, fuel pump, air oil separator, recirc valve, frame reinforcement pieces, wheels and tires (well, 3 of them), coilovers, etc.
The effort was worth it for me for the AP Racing big brake kit alone.

Not sure how much you had done but def keep your options open and try to find a silver lining!

That sucks man, good luck. Glad you weren’t injured!
Thank you! Yeah I am not sure what is going to happen. I was just told because of COVID they can't even come inspect the vehicle.
 

ShadowsPapa

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If the insurance company does not replace your JT, sue the guy that hit you for full replacement costs! He is still liable as he ran the stop sign and was apparently exceeding the speed limit.
cheers
And sometimes we'd say "good luck with that" - maybe you read about the young guy (20 at the time) who fell asleep, crossed over to the other lane and hit my father and his truck, sitting on the shoulder? Dad was either just getting back in or out, the kid hit him at 56 mph, and crushed him into the truck and totaled the truck. What are the odds on a rural highway?
The kid was driving his fathers car. Insurance had a limit of 20K. Dad's insurance company and our attorney after much research found there was no way to sue as they had nothing of value. Can't touch a house, can't touch a primary vehicle as long as it's a "reasonable vehicle for the needs" (if it was a Porsche worth over 100 grand, that's different). So we got nothing but their 20 grand and Dad's limit on under-insured motorist. What a joke. But that's the law and boy did we get educations on the law and insurance. It helped my youngest brother has been in the insurance industry for decades and was able to work behind the scenes on some things (pissed our attorney off but tough noogies)
Bottom line - all the "stuff" you see about "sue 'em, collect xxx" or their insurance will have to cover it" is bunk. No, it only has to cover up to the limits - and if the other clown is low-income, that limit may be a fraction of your loses.
Oh, someone will say "get a judgement and garnish wages" - yeah, and put it into the future several years off? Garnish what? a minimum wage earner? You can't take much of anything from that because of other legal stuff like they have to be able to pay rent and groceries.

Reality is often different from "sue the sh!! out of them and get it all back". Maybe if their insurance is good, high limits and they have a good job or savings.

Anyway, there's too much of this crap going on - people have this "doesn't apply to me" or "I can make it" or the typical scoff-law reactions I see almost daily on the roads here. There's no sense of accountability, responsibility out there. And unfortunately, not enough enforcement to make a difference.

Oh, and the kid who killed Dad, totaled his truck, etc. - was a day in jail, and in the end, was given about a $250 fine for crossing the center line, failure to maintain control. Falling asleep in Iowa is an excuse, you can't be charged for being stupid.
 
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pacificoflyr

pacificoflyr

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And sometimes we'd say "good luck with that" - maybe you read about the young guy (20 at the time) who fell asleep, crossed over to the other lane and hit my father and his truck, sitting on the shoulder? Dad was either just getting back in or out, the kid hit him at 56 mph, and crushed him into the truck and totaled the truck. What are the odds on a rural highway?
The kid was driving his fathers car. Insurance had a limit of 20K. Dad's insurance company and our attorney after much research found there was no way to sue as they had nothing of value. Can't touch a house, can't touch a primary vehicle as long as it's a "reasonable vehicle for the needs" (if it was a Porsche worth over 100 grand, that's different). So we got nothing but their 20 grand and Dad's limit on under-insured motorist. What a joke. But that's the law and boy did we get educations on the law and insurance. It helped my youngest brother has been in the insurance industry for decades and was able to work behind the scenes on some things (pissed our attorney off but tough noogies)
Bottom line - all the "stuff" you see about "sue 'em, collect xxx" or their insurance will have to cover it" is bunk. No, it only has to cover up to the limits - and if the other clown is low-income, that limit may be a fraction of your loses.
Oh, someone will say "get a judgement and garnish wages" - yeah, and put it into the future several years off? Garnish what? a minimum wage earner? You can't take much of anything from that because of other legal stuff like they have to be able to pay rent and groceries.

Reality is often different from "sue the sh!! out of them and get it all back". Maybe if their insurance is good, high limits and they have a good job or savings.

Anyway, there's too much of this crap going on - people have this "doesn't apply to me" or "I can make it" or the typical scoff-law reactions I see almost daily on the roads here. There's no sense of accountability, responsibility out there. And unfortunately, not enough enforcement to make a difference.

Oh, and the kid who killed Dad, totaled his truck, etc. - was a day in jail, and in the end, was given about a $250 fine for crossing the center line, failure to maintain control. Falling asleep in Iowa is an excuse, you can't be charged for being stupid.
I am so sorry to hear about your father. This makes my incident nothing compared to that. I am very truly sorry for your loss.

I agree with you on accountability, there is no sense of that and responsibility. I have a feeling in this case it is going to be a headache, but compared to your's, well there truly isn't a comparison. The girl that hit me didn't get a ticket that I know of on the scene, and the cop told me, "good luck with that."
 

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kostik76

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Dude this sux big time. Insurance company has a formula to calculate total loss and having a brand new car does not help. I hope that you do go and check yourself out with a doctor, some injuries may not be obvious right away. If you have been lucky not to deal with accidents before, you should know that your insurance will settle with the guy who caused the accident (his insurance), so make sure to show all recits for extra equipment to get $ recovered, but I would consult an attorney on this. I had a similar accident many years ago with my 240sx, a guy blew a stop sign and t-boned me into a total loss. Insurance company told me it was 30% my fault :), still at the end they only paid me 90% of some stupid used car price based on their calculations although there were only few thousands of these sold in US for that year and you could not buy another one for any $. Sorry man hope this goes your way.
 

TrailHiker

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I also agree with you both on accountability, and I was suggesting to take them to court to bring them into accountability, even if you do not recoup your tota investment. The outcome is going to depend on the the other drivers income and net worth, and how the courts decide the case. You could also file an assault complaint against the other driver. In many states, a vehicle is considered a weapon when aimed at and hitting someone with it. But here you would need to prove intent, I guess.

I also lost a family member to a head on accident caused by a older driver in a big Caddie that drove across the highway median and struck my cousin, a Sheriff‘s Deputy returning from a court appearance in a small cruiser, both were killed, the driver died for his heart attack, that caused the accident, and my cousin did not have a chance.

His mom sued CalTrans for not having the two sides of the freeway divided (they were supposed to have done), as this was an area plagued by accidents caused cars crossing over the dirt divider. Bottom Line, CalTrans but in a crash wall type divider by the end of the year.
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ShadowsPapa

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I am so sorry to hear about your father. This makes my incident nothing compared to that. I am very truly sorry for your loss.

I agree with you on accountability, there is no sense of that and responsibility. I have a feeling in this case it is going to be a headache, but compared to your's, well there truly isn't a comparison. The girl that hit me didn't get a ticket that I know of on the scene, and the cop told me, "good luck with that."
I failed/forgot as I got in a hurry to say glad the airbags did work - and that you appear are ok, but, MAKE SURE you are ok. I know what back troubles are like - you don't want any down the road. My wife's sister has problems from an accident 20 years ago. Likely you are already on top of that.
That JT took some real damage to that frame - I can't see them just pulling it straight, there's literally creases in the steel. Once bent, the ability to absorb impacts (like it did here) are changed.
If not future value, future safety could be impacted.
Good luck - seriously. This really sucks.
And thanks for your other comments - when I heard how he was killed I really about freaked. That was 3 years after Mom died of cancer. It was like losing him and her - all over again because him being there had sort of kept her alive in a way - photos, the house, her stuff. I guess I'm an orphan now.

There's just TOO MUCH going on out there with this sort of stuff. Was recently reading how a friend who had a really nicely refurbished Eagle station wagon - he took it to a body shop for some touch-up work. They failed to get it into park and it rolled out into the highway and was struck by an oncoming car. They made all sorts of excuses - even people responding on fakebook made all sorts of excuses - maybe the shifter was out of adjustment, maybe park didn't work right, on and on - geesh. No, they simply screwed up - the car had working PARKING BRAKES (or if you prefer, emergency brakes) and those were not set. And I know this guy- it was not only his show car, he drove it almost daily. I'd bet good money that park worked fine and it was properly adjusted. He searched and searched and finally found another - but now has to start over making it nice and restoring again.

What's with people.
 

ShadowsPapa

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I also agree with you both on accountability, and I was suggesting to take them to court to bring them into accountability, even if you do not recoup your tota investment. The outcome is going to depend on the the other drivers income and net worth, and how the courts decide the case. You could also file an assault complaint against the other driver. In many states, a vehicle is considered a weapon when aimed at and hitting someone with it.
cheers
This is a good day. I learned something new. Your last sentences - didn't know that.
 

Sandia

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I feel your pain, same thing happened to me back in February. Truck was about 3 weeks old. I doubt you will get a total on the damage you have. As the body shop that fixed mine, told me, these vehicles are too expensive to total, especially if they are new. He told me they had repaired a JL about 2 months prior to working on mine. Cost the insurance company 24K to get it out of the shop. They even had to order a new frame for the Jeep. The repair cost on mine was 16k. Most of my damage was front axle and components, air bags never deployed. Picture included.
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Shootist

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I agree with suing someone to be made while on a loss but as has already been said, lawsuits only work if the sued party has the means to pay up. Otherwise, it is just a difficult, expensive and lengthy process with little or no reward. At a minimum it would cost you several thousand dollars to sue and in then what if the other person does something like ShadowsPapa says and just say they fell asleep? Not sure what the laws are for that in Hawaii but it wasn’t a good thing in Iowa.
 
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pacificoflyr

pacificoflyr

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Well, they still haven't inspected yet but with pictures, they think its repairable with a new frame. I call BS. It'll never be the same. This thing is way tweaked. The bed lines up with the cab flush on one side, and 2" off on the other.
 

ShadowsPapa

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Well, they still haven't inspected yet but with pictures, they think its repairable with a new frame. I call BS. It'll never be the same. This thing is way tweaked. The bed lines up with the cab flush on one side, and 2" off on the other.
HAHAHAHA - I've stripped vehicles to the frame, I've done restorations. The TIME, the HOURS, the work - wow. That means stripping the thing as if doing a "frame off restoration". Then you have to put it all back together and line up the box and cab and - the HOURS.

NEW frame, I wonder what THAT costs........ then the labor? This ain't a 1970 Chevy C10.
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