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They are not being upfront with the rates. I wish I could go directly to these banks. I'm challenging the rates theyvare giving me because I've been doing so much research they actually questioned whether I had a friend who works at a dealership giving me the MF.

I feel your pain. I've been dealing with them and I've been rather frustrated. My truck I ordered came in and now that it's time to go over lease numbers they have blown up. Money factor rate so high that it doesn't make sense me driving from CT to pick it up even with the 6% below invoice. I...