So with my 2020 jeep gladiator sport s I believe priced at 45k (which i obviously didn't pay that)
My insurance is about 260 a month but the discount I get with autopay drops it down to 180/175 a month but I also have a clean record no tickets no crashes nothing... so I'm guessing it all...
I would definitely invest in some transmission/oil pan and or any skid plates you can find for the underneath, seeing as it's completely bare under there. Especially if your plan isn't to lift , if you don't have some already ?. Best investment in my life!!! since I also have not lifted yet .