Negotiate the 84 month 0% apr on a rubicon....

[Hippieman]

Has anyone attempted to negotiate the 0% APR financing for 84 months on a rubicon Gladiator? Wondering if this could be done. Thanks!

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[Dave S]

Has anyone attempted to negotiate the 0% APR financing for 84 months on a rubicon Gladiator? Wondering if this could be done. Thanks!

Nope. Incentives come form the manufacturer. Not on gladiators. And if they did would not be on rubicon

 

[Hippieman]

Nope. Incentives come form the manufacturer. Not on gladiators. And if they did would not be on rubicon

Yeah that’s too bad. Especially with the state of the country you’d think they’d wanna sell them.

 

[futzin']

They were gathering dust even before the downturn.

Not gonna say that I expect them to discontinue the JT, but I wouldn't be surprised. Go back to cranking out Wranglers. An MSRP adjustment was needed even before this mess hit, IMO. Without a vaccine and/or treatment for C-19, don't expect current situations to change/improve. We're in for a longer mess than maybe we think. Have you noticed they feed the bad news to us "two weeks" at a time? Constantly hearing, "the next two weeks . . . " with little good news in sight.

EDIT: Sorry, my post was off topic. Not deleting it, though!

Jeep corporate would need to expand the current incentive to include the JTR for the dealer to do it. They really should offer it IMO; pretty sure it's available on both Ram and Silverado half tons.

 

[Pat2Alaska]

Why would anyone want zero interest? W’hen the do the zero interest they are just charging you MSRP and paying the interest out of that. They actually make more profit. If you negotiate 11% off MSRP and pay interest you can get from a credit union or bank you get a much better deal! And you should never get an auto loan for more than 60 months.

 

[BAT]

Why would anyone want zero interest? W’hen the do the zero interest they are just charging you MSRP and paying the interest out of that. They actually make more profit. If you negotiate 11% off MSRP and pay interest you can get from a credit union or bank you get a much better deal! And you should never get an auto loan for more than 60 months.

Well if someone wants one of these bad enough and the only way they feel they can pay for the ridiculously high prices being charged for vehicles is to stretch it out over time. Assuming they are comfortable with it and plan on keeping the vehicle forever

 

[futzin']

Why would anyone want zero interest? W’hen the do the zero interest they are just charging you MSRP and paying the interest out of that.

Uh, what?? When we bought our FCA product in 2015, we negotiated the price. It was also an interest free loan. One was nothing to do with the other (but buyer beware, as always).

When I'm offered free money, I listen . . .

 

[Pat2Alaska]

Uh, what?? When we bought our FCA product in 2015, we negotiated the price. It was also an interest free loan. One was nothing to do with the other (but buyer beware, as always).

When I'm offered free money, I listen . . .

Bottom line is you could've gotten a better deal if you didn't get zero percent on the loan. FCA still is buying the rate down......

 

[Pat2Alaska]

Well if someone wants one of these bad enough and the only way they feel they can pay for the ridiculously high prices being charged for vehicles is to stretch it out over time. Assuming they are comfortable with it and plan on keeping the vehicle forever

I agree, if folks are going to make bad decisions, they just will. But if you are able to qualify for a loan, you're better off with a better cost!

 

[K enny]

On the Jeep site I see 0% for Rubicons now. It shows for 36 months but when you click the disclosures underneath it shows 0% possible from 36 months to 84 months.
It also says "for well qualified buyers" and I have never been sure what that means but it probably means not for me.

 

[LostWoods]

Bottom line is you could've gotten a better deal if you didn't get zero percent on the loan. FCA still is buying the rate down......

The deal depends entirely on your dealership - FCA is buying the rate down, not the dealership. FCA only cares about moving units to make things look good for the shareholders while the dealers focus on moving inventory they've already paid for. The only reduction in the deal you'd see is going to be related to incentives that generally don't come with 0%.

I'm not about to go into a full finance lesson here but 0% is immensely powerful if used smartly. This of course assumes you're not leveraging it to live beyond your means, pissing away the down payment you would have made on hookers and blow, and that you are actually doing something intelligent with that money like investing in retirement. Sadly, that's frequently not the case.

 

[Pat2Alaska]

The deal depends entirely on your dealership - FCA is buying the rate down, not the dealership. FCA only cares about moving units to make things look good for the shareholders while the dealers focus on moving inventory they've already paid for. The only reduction in the deal you'd see is going to be related to incentives that generally don't come with 0%.

I'm not about to go into a full finance lesson here but 0% is immensely powerful if used smartly. This of course assumes you're not leveraging it to live beyond your means, pissing away the down payment you would have made on hookers and blow, and that you are actually doing something intelligent with that money like investing in retirement. Sadly, that's frequently not the case.

No need to go into a full finance lesson here. Managed both consumer and business financing for fortune 500 companies.......

 

[93civej1]

On the Jeep site I see 0% for Rubicons now. It shows for 36 months but when you click the disclosures underneath it shows 0% possible from 36 months to 84 months.
It also says "for well qualified buyers" and I have never been sure what that means but it probably means not for me.

i think that just shows pay example

 

[futzin']

I'll put it this way: Zero financing will in no way affect the price I pay for the vehicle. My money, my choice. Which I guess is why I still don't have a JT, lol!

 

[K enny]

pissing away the down payment you would have made on hookers and blow

And what exactly is wrong with hookers and blow?

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