Real world monthly payments

[Rex3rd]

I'm curious to see what monthly payments everyone has with just the down payment no trade and no extra cash down. Please post build, items, discounts and interest rate and how many months financed

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[Chance_P]

Before I decided to lease I was looking at
MSRP 50225
Purchase 46193.34
5% tax
4.05% interest
2000 down
730/mo. 72 mo.

 

[Rex3rd]

Before I decided to lease I was looking at
MSRP 50225
Purchase 46193.34
5% tax
4.05% interest
2000 down
730/mo. 72 mo.

Thanks that is pretty close to my build which is a pretty basic Rubicon . I'm still trying to find a way to put up with the high monthly payment. I've dropped down to the least options I can put on the truck so it's either put more money down or stretch out the payments longer

 

[MirMir]

Before I decided to lease I was looking at
MSRP 50225
Purchase 46193.34
5% tax
4.05% interest
2000 down
730/mo. 72 mo.

That's for Financing it right?

 

[DamonC64]

Before I decided to lease I was looking at
MSRP 50225
Purchase 46193.34
5% tax
4.05% interest
2000 down
730/mo. 72 mo.

Curious.....so where did you wind up with the lease?

 

[Chance_P]

That's for Financing it right?

For a loan yes.

 

[Chance_P]

Curious.....so where did you wind up with the lease?

2k at signing $453/mo 39mo 12k/yr

 

[MirMir]

Curious.....so where did you wind up with the lease?

Exactly what I was trying to figure out for when I order mine.

2k at signing $453/mo 39mo 12k/yr

That makes things better for me. Thanks! I'll lease then flip it to a buy later on. Best option for me now.

 

[Chance_P]

Exactly what I was trying to figure out for when I order mine.



That makes things better for me. Thanks! I'll lease then flip it to a buy later on. Best option for me now.

You'll probably be better of financing for 84 months from the get go

 

[MirMir]

You'll probably be better of financing for 84 months from the get go

I'll see when the time comes to do the paper work. Still about a week and a half away. The beginning of the waiting game. lol

 

[Rex3rd]

I'll see when the time comes to do the paper work. Still about a week and a half away. The beginning of the waiting game. lol

Your closer than I am. I have probably a year or so to wait

 

[billyjk7]

You'll probably be better of financing for 84 months from the get go

84 month loan on a depreciating liability? Tell me how that makes good sense? Better have some great insurance!

 

[MirMir]

Your closer than I am. I have probably a year or so to wait

I'm guessing. Haha the color becomes available then (July 15). What are you looking at getting?

 

[Chance_P]

84 month loan on a depreciating liability? Tell me how that makes good sense? Better have some great insurance!

84 month loan vs 3 yr lease then buy out with a loan... Yeah 84 month is probably the better of the two options. Check your calculator.

Also, if you're trying to make the argument that it is a poor financial decision, then you're in the wrong place. No one buying a gladiator is doing it because it's the best decision financially. Its a luxury purchase.

 

[DamonC64]

2k at signing $453/mo 39mo 12k/yr

If you don't mind, what is your purchase price at the end of the lease?

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