I've bought lesser model vehicles in the past to only regret it later. If you buy a vehicle and finance the whole thing and turn around two years later and trade it, you will be top heavy on the lone. Bad idea. Wait the two years, save your money, then buy the Rubi or whatever model you want.
Yes, because don't you know, we as people are too stupid to make decision for ourselves, we need the government to tell us what is safe and not safe which is why they put all those chemicals in our water.