I dont carry the bag, I have a bedcover as well as a bed mat. Take the panels off, put them in the bed out of site out of mind. With the bed mat, they will not side all around and get banged up. If you need to carry something in the bed, put them back on the top.
Depending on the bedcover and...
Is anyone running their stock Falken Wildpeak MTs on aftermarket wheels? If so what width wheel and backspacing do you have?
Post up some pictures for reference