Financing rate? Where to shop.

[capercrew02]

absolutely, I already have it locked in.

Good for you, expect rates to go up slightly... Mortgages are still low but new autos are rising... anything between 3.5. and 4 is solid right now....

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[rvillano8188]

Good for you, expect rates to go up slightly... Mortgages are still low but new autos are rising... anything between 3.5. and 4 is solid right now....

Mortgages have nothing to do with the Fed rate, as they are based off LIBOR. Rates are going to stay stable or slightly drop on the home equity and auto side...

 

[MATANZAS STING RAY]

Mortgages have nothing to do with the Fed rate, as they are based off LIBOR. Rates are going to stay stable or slightly drop on the home equity and auto side...

I don't believe anyone said Auto rates have anything to do with Mortgage rates.... just passing on what my bank folks are aware of.....They've been spot on for years with what happens market wise and I'll put my trust in that.....

 

[spazzyfry123]

Anyone else have fuel to add to the fire? Awfully close to pull the trigger on an order, but trying to find the best finance deal. Not sure if it's possible (or advised) to lock in a rate for a custom order that may show up a couple months or so later?

Bank of America has 3.19% for 60 month (they don't list their 72 month rate - will call later)
First Florida Credit Union has 3.24% for 49-60 month and 3.49% for 61-72 month

Who else should I look into? Fantastic rates for 36 and 48 month terms to be found everywhere, but I would prefer 72 months, possibly 60, to have a low monthly minimum payment with the option to accelerate and pay off sooner. 800+ credit.

 

[Puttyandnapalm]

Anyone else have fuel to add to the fire? Awfully close to pull the trigger on an order, but trying to find the best finance deal. Not sure if it's possible (or advised) to lock in a rate for a custom order that may show up a couple months or so later?

Bank of America has 3.19% for 60 month (they don't list their 72 month rate - will call later)
First Florida Credit Union has 3.24% for 49-60 month and 3.49% for 61-72 month

Who else should I look into? Fantastic rates for 36 and 48 month terms to be found everywhere, but I would prefer 72 months, possibly 60, to have a low monthly minimum payment with the option to accelerate and pay off sooner. 800+ credit.

No answers, but in same boat. Great credit score but would prefer a 72 month. I’m thinking if I get under 4% I’ll be good.

 

[Mkcagle]

My Credit Union has the best deals in my area. 3.19% with another -.5% for 72 months with direct deposit payments.

 

[spazzyfry123]

FYI, Bank of America is offering 2.94% for up to 72 months if you lock it in by 9/5 with tier one credit. It will be good to use through 30 days.

Bit bummed since I have my Gladiator on order, but doubt I will take delivery within that time frame. But, if there's anyone out there that is planning on taking delivery by 10/5, this would be a great option!

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