Driving home from getting bedliner, BAM!...air rushing noise

[JCHGlad]

I'm confused... wouldn't this just be covered under warranty?

its an act of god, that’s insurance not a warranty

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[mountainpass]

Unclear what actually happened. A walnut tree took a pot shot at you?

Yes. I guess it could have hit in a worse spot, say the hood, or windshield, but of course it missed the only spot protected, the bed.