I had GEICO when I first got my Comanche. I was being robbed each and every month the reason it's a Jeep. I changed to State Farm it was 1/3 the cost. My changed to USAA in mid 90s was due to State Farm not giving coverage for enlisted for overseas vehicle insurance but would for commissioned officers. ?
Just switched my policy to my new gladiator with USAA and pay $453.00 / six months with a $200 comprehensive and $500 collision deductibles. Previously when I have shopped rates, I found lower premiums but none with the level of coverage I get from USAA. 2/3rds of my discounts come from military service, length of membership (17 years), and multi-product discount.
I had USAA, then liberty came through work and im saving 800$ a year. I gave them a call before I switched and they told me they can't match or come close for the same coverage. I'd love to go back to them tho.Just switched my policy to my new gladiator with USAA and pay $453.00 / six months with a $200 comprehensive and $500 collision deductibles. Previously when I have shopped rates, I found lower premiums but none with the level of coverage I get from USAA. 2/3rds of my discounts come from military service, length of membership (17 years), and multi-product discount.
If you are shopping and eligible for USAA, I'd stick with them even if the premium was a bit higher because of the customer service and support experience I've had with them. They've covered me in multiple countries, have handled homeowner's claims without trouble, and have generally been trustworthy and reliable as a general service bank/insurance broker. For example, when I was in the service, I was doing a training mission in Poland when a drunk Bulgarian truck driver fell asleep and crashed into our line haul, exploding our ISU and scattering all of my kit across a remote highway. They paid out a renter's claim without issue.
To me, the relationship and trust are of significant value, and they just so happen to have provided me with excellent rates. When you do have a claim, it is inevitably under stressful circumstances, so if among the headaches you have to deal with, insurance is not one of them then that is a win.
Plus, at the end of every year, I get a rebate check because they operate as an insurance cooperative. Technically they are reciprocal insurance exchange which means they are owned by policyholders, but it is easier to think of them as a cooperative. As such, you can count on a fair rate based on actual accident incidence and costs among members since there are no shareholders taking a cut.
*Edit to add the policy is for my spouse and me, both mid 30's, a clean record. Maryland address.
I switched to progressive a couple years ago after getting them for my Harley insurance. $950ish for two jeeps every 6mo. NO ONE was able to beat them when i looked. Not even usaa
For me- I would have to save “significant” money to switch from USAA…. They have got to be one of the easiest no bs insurance companies to deal with. Knock on wood- no at fault claims for us… but several family members share the same opinion (and they were at fault…). Easy day. They get you into your rental car easy, they don’t jack around with the shops for repairs…. Drop it at a preferred shop and it’s done man… good work, good communication, life is easy…Just switched my policy to my new gladiator with USAA and pay $453.00 / six months with a $200 comprehensive and $500 collision deductibles. Previously when I have shopped rates, I found lower premiums but none with the level of coverage I get from USAA. 2/3rds of my discounts come from military service, length of membership (17 years), and multi-product discount.
If you are shopping and eligible for USAA, I'd stick with them even if the premium was a bit higher because of the customer service and support experience I've had with them. They've covered me in multiple countries, have handled homeowner's claims without trouble, and have generally been trustworthy and reliable as a general service bank/insurance broker. For example, when I was in the service, I was doing a training mission in Poland when a drunk Bulgarian truck driver fell asleep and crashed into our line haul, exploding our ISU and scattering all of my kit across a remote highway. They paid out a renter's claim without issue.
To me, the relationship and trust are of significant value, and they just so happen to have provided me with excellent rates. When you do have a claim, it is inevitably under stressful circumstances, so if among the headaches you have to deal with, insurance is not one of them then that is a win.
Plus, at the end of every year, I get a rebate check because they operate as an insurance cooperative. Technically they are reciprocal insurance exchange which means they are owned by policyholders, but it is easier to think of them as a cooperative. As such, you can count on a fair rate based on actual accident incidence and costs among members since there are no shareholders taking a cut.
*Edit to add the policy is for my spouse and me, both mid 30's, a clean record. Maryland address.
I agree they are a great company. When i lived in other states I was happy with USAA. Florida is not their sweet spot for rates is all i mean.Just switched my policy to my new gladiator with USAA and pay $453.00 / six months with a $200 comprehensive and $500 collision deductibles. Previously when I have shopped rates, I found lower premiums but none with the level of coverage I get from USAA. 2/3rds of my discounts come from military service, length of membership (17 years), and multi-product discount.
If you are shopping and eligible for USAA, I'd stick with them even if the premium was a bit higher because of the customer service and support experience I've had with them. They've covered me in multiple countries, have handled homeowner's claims without trouble, and have generally been trustworthy and reliable as a general service bank/insurance broker. For example, when I was in the service, I was doing a training mission in Poland when a drunk Bulgarian truck driver fell asleep and crashed into our line haul, exploding our ISU and scattering all of my kit across a remote highway. They paid out a renter's claim without issue.
To me, the relationship and trust are of significant value, and they just so happen to have provided me with excellent rates. When you do have a claim, it is inevitably under stressful circumstances, so if among the headaches you have to deal with, insurance is not one of them then that is a win.
Plus, at the end of every year, I get a rebate check because they operate as an insurance cooperative. Technically they are reciprocal insurance exchange which means they are owned by policyholders, but it is easier to think of them as a cooperative. As such, you can count on a fair rate based on actual accident incidence and costs among members since there are no shareholders taking a cut.
*Edit to add the policy is for my spouse and me, both mid 30's, a clean record. Maryland address.
Take some kind of certification of a safety driving school. Usually smith safety driving school is the go-to. They knocked me down to $620/6 months. Used to be $870.
