How To: Opt Out of Jeep Data Harvesting and sharing.

[ShadowsPapa]

I don't get where the connection is lacking here. It is FACT that GM was selling your data to data brokerage companies.

You can click through this to the paywall time article. But in case you don't feel like clinking a link I've also quoted what they said to the times


https://www.theverge.com/2024/3/22/...ll-your-driving-data-to-third-party-companies

We've moved way past that point. Not sure what you're getting at this late on.

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[B34c0n]

We've moved way past that point. Not sure what you're getting at this late on.

Not seeing anywhere where you acknowledged a fact and became less than happy ?‍

 

[B34c0n]

Timely post:

This podcast is where I first heard about the data selling. In general it's a pretty great podcast.

Minus the privacy concerns, my general worry is that bad drivers around you can cause your insurance premiums to go up. The SF bay area is particularly bad with that. And road design can force you to accelerate hard or brake hard. How will insurance companies account for that in your favor? Spoiler, they won't.

 

[Mr._Bill]

I find it hard to believe that insurance companies are paying for this data, and then paying someone to sift through it, all in an effort to find individual drivers to target for a rate increase.

The insurance companies already have a system in place to regularly raise rates, and to target known customers with chargeable incidents.

Why would they spend additional money to do more of what already happens on a regular basis?

Yes, we know what GM did, but they seem to have given up too easily. Maybe the insurance companies were just not as willing to pay as they were expected to be.

 

[Hootbro]

I find it hard to believe that insurance companies are paying for this data, and then paying someone to sift through it, all in an effort to find individual drivers to target for a rate increase.

I would be surprised if an actual person in any insurance company I have had insurance with within the last 10+ years actually locked at my name and data and made a manual decision on my rates. Probably has all been Machine Learning Predictive Analytics generated.

 

[Sweetums]

I find it hard to believe that insurance companies are paying for this data, and then paying someone to sift through it, all in an effort to find individual drivers to target for a rate increase.

The insurance companies already have a system in place to regularly raise rates, and to target known customers with chargeable incidents.

Why would they spend additional money to do more of what already happens on a regular basis?

Yes, we know what GM did, but they seem to have given up too easily. Maybe the insurance companies were just not as willing to pay as they were expected to be.

They are not paying an army of people to sift through data, an algorithm was developed with certain parameters. If those things are found in the data, your rate is set by the machine. No one is looking at it and saying "Huh, traction control is kicking in a lot at speeds under 20 mph, oh, it's a Jeep, that makes sense". The program just sees your traction control is being used Y times and it's told acceptable limits is X times, so your rate goes up.

 

[Mr._Bill]

They are not paying an army of people to sift through data, an algorithm was developed with certain parameters. If those things are found in the data, your rate is set by the machine. No one is looking at it and saying "Huh, traction control is kicking in a lot at speeds under 20 mph, oh, it's a Jeep, that makes sense". The program just sees your traction control is being used Y times and it's told acceptable limits is X times, so your rate goes up.

That's my point. They already have a system in place that does this. Why would they spend the money for additional data to review for what they already do?

Has anyone been able to confirm that their rates increased based on data that was downloaded from their vehicle?

 

[Sweetums]

Yes, there have been multiple articles about drivers seeing premiums go up, including doubling or even being refused insurance policies from multiple companies due to their LexisNexis or other databroker profiles.

 

[Mr._Bill]

Yes, there have been multiple articles about drivers seeing premiums go up, including doubling or even being refused insurance policies from multiple companies due to their LexisNexis or other databroker profiles.

So these would all be GM vehicle owners, so far. This would affect vehicle sales. I can see why they stopped selling the data to LexisNexis and others.

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