Monthly Fee being charged?

[kevman65]

Websites and company names can be spoofed to appear legit.

Hidden in all the electronic gobblygook that goes with the charge is a routing number and account number with a bank somewhere. THAT is where the truth lies.

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[Hootbro]

Websites and company names can be spoofed to appear legit.

Hidden in all the electronic gobblygook that goes with the charge is a routing number and account number with a bank somewhere. THAT is where the truth lies.

Spoofing was my first thought when I read this thread yesterday.

What I find interesting is that they knew to tailor the Northridge 4x4 name to the OP to go unnoticed for awhile. So it was more than just a random data breach of the CC#.

 

[kevman65]

Spoofing was my first thought when I read this thread yesterday.

What I find interesting is that they knew to tailor the Northridge 4x4 name to the OP to go unnoticed for awhile. So it was more than just a random data breach of the CC#.

Sadly, probably a smart phone involved.

 

[chasebank]

Sadly, probably a smart phone involved.

Right. I'd consider resetting whatever device purchases have been made from. But if truly fraud, that's very oddly targeted. "spear phishing" is rare, and doesn't come in the form of a handful of $11 payments.

Properly secured transaction details don't simply leak into the ether. They're either improperly handled seller side, breached thru vulnerabilities, or captured client side before even reaching the seller (most common - ie. card readers on gas pumps, or a malicious sales clerk copying card details). But a bank should be able to discern the difference.

 

[Bruticus Maximus]

Glad you got this resolved! I was going to say this looks like the monthly fees charged by credit cards when you use their "interest free" option to make equal monthly payments, they charge a set monthly fee instead of charging interest.

 

[Spartan2842]

I have only ordered on my home PC thru a VPN. And the bank didn’t initially think it was fraud since it was the same amount, all 1 month apart.

I guess the plan was to bleed me dry $11.42 at a time.

 

[kevman65]

Right. I'd consider resetting whatever device purchases have been made from. But if truly fraud, that's very oddly targeted. "spear phishing" is rare, and doesn't come in the form of a handful of $11 payments.

Properly secured transaction details don't simply leak into the ether. They're either improperly handled seller side, breached thru vulnerabilities, or captured client side before even reaching the seller (most common - ie. card readers on gas pumps, or a malicious sales clerk copying card details). But a bank should be able to discern the difference.

Or, using said smart phone on a "public" WiFi that has been set up to catch such transactions.

Yes, the reoccurring amount is odd, but who knows how long it would go on before someone upped their game.

 

[WestwallNF104A]

Right. I'd consider resetting whatever device purchases have been made from. But if truly fraud, that's very oddly targeted. "spear phishing" is rare, and doesn't come in the form of a handful of $11 payments.

Properly secured transaction details don't simply leak into the ether. They're either improperly handled seller side, breached thru vulnerabilities, or captured client side before even reaching the seller (most common - ie. card readers on gas pumps, or a malicious sales clerk copying card details). But a bank should be able to discern the difference.

These crooks will hit hundreds of people, and by taking such a small amount they go unnoticed. It looks like a recurring charge to the credit card company, or bank, so they ignore them.

Done that way these bastards can operate for years.

 

[DailyMoparGuy]

That is very odd. I’ve never seen spear phishing outside of those goofy corporate trainings. The exact amount and with Northridge in the description. I’m not an expert but it’s seems like whoever did this either

A) can see your emails so knows you buy from Northridge;

B) Is on this public forum and knows you shop Northridge; or

C) can see your CC statements (I imagine this is very unlikely)

Either way, it’s probably a good idea for me to check my cc transactions a little closer soon ?

 

[Spartan2842]

That is very odd. I’ve never seen spear phishing outside of those goofy corporate trainings. The exact amount and with Northridge in the description. I’m not an expert but it’s seems like whoever did this either

A) can see your emails so knows you buy from Northridge;

B) Is on this public forum and knows you shop Northridge; or

C) can see your CC statements (I imagine this is very unlikely)

Either way, it’s probably a good idea for me to check my cc transactions a little closer soon ?

I’ve spent the last 48 hours updating all my passwords.

I purchased a lot from Northridge in the last year, so I’m sure they figured it would be easy to go unnoticed.

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