Shopshirt
Well-Known Member
Heading out Friday to pick up my Truck ? woot! I ultimately decided not to finance through Gupton because I was able to get a low rate from a local credit union. (update see below)
For those of you who are looking check out Randolph Brooks Federal Credit Union. (Not affiliated just a really good experience so far.)
So scratch the Randolph Brooks recommendation. They have great rates and an easy qualification process.
That being said the funding process for out of state purchases is a bit ridiculous. They require the vehicle to be fully registered in Texas prior to payment of the loan. So that doesn't work when purchasing out of state. I informed them of the process during the application process so that would've been nice to know before hand.
I would've had to get the package Fedex from Gupton, take to the TX DMV and get the vehicle registered send it back to Gupton and wait for the funding check to be sent from RBFCU. You can finance through them if you are willing to jump through the backend hoops. I am not.
Working with Gupton for in house financing.
So scratch the Randolph Brooks recommendation. They have great rates and an easy qualification process.
That being said the funding process for out of state purchases is a bit ridiculous. They require the vehicle to be fully registered in Texas prior to payment of the loan. So that doesn't work when purchasing out of state. I informed them of the process during the application process so that would've been nice to know before hand.

I would've had to get the package Fedex from Gupton, take to the TX DMV and get the vehicle registered send it back to Gupton and wait for the funding check to be sent from RBFCU. You can finance through them if you are willing to jump through the backend hoops. I am not.
Working with Gupton for in house financing.
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Looks like weather will be in your favor too! Safe journeys & enjoy your trip back in your new Kaaaar!!!
