Heartbreaking... My trunk was damaged in transit... Is it totaled?

[23JTR]

@23JTR you have us all in an anxious wait over here buddy..

Sorry. Been really busy. Also waiting for my insurance as well. It won’t take too long. I’m shopping for another Jeep too.

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[23JTR]

Don't make any vacation plans with it this year.

Why?

 

[23JTR]

This was last week when my insurance company towed my truck. Now I’m waiting for them to evaluate the value. I have my rental car now and been shopping for another Jeep. 24 JT or JL.

Bye my JTR.

 

[Hootbro]

You getting any compensation for your mods or they just giving you base value?

 

[23JTR]

Looks like the transport driver took this route to LA.

Oh fuck… then I gotta say that Jeep is tough as rock…

 

[23JTR]

You getting any compensation for your mods or they just giving you base value?

My mods count but probably a small percentage, better than nothing. As long as they are newer than one year.

 

[Killroy Was Here]

Oh fuck… then I gotta say that Jeep is tough as rock…

Hope the insurance gets you all squared away, & back into a new replacement JT soon.

 

[Hootbro]

My mods count but probably a small percentage, better than nothing. As long as they are newer than one year.

Not an insurance expert, but I would think the transport carrier's insurance should cover your vehicle "as is" mods and all. While your insurance would only cover the base vehicle unless you had a rider if you had damaged this on your own, this is not the case here.

 

[chorky]

This was last week when my insurance company towed my truck. Now I’m waiting for them to evaluate the value. I have my rental car now and been shopping for another Jeep. 24 JT or JL.

Bye my JTR.

The only thing worse than seeing this photo is hearing your insurance already hauled it off - meaning you just lost all the extra $$$ you put into it for aftermarket parts. Any chance you can go after the transport company as well for reclaiming lost value that insurance wont cover?

 

[ShadowsPapa]

The only thing worse than seeing this photo is hearing your insurance already hauled it off - meaning you just lost all the extra $$$ you put into it for aftermarket parts. Any chance you can go after the transport company as well for reclaiming lost value that insurance wont cover?

The broker should cover it all - if not the carrier - who should fire that driver, and the broker should break ties with the carrier.

His own insurance shouldn't have to pay a dime since any DOT registered company is required to carry some insurance, as well as brokers being involved.
Since he wasn't driving and it was in the care and custody of a carrier - that's where the primary responsibility lies.

The problem with letting an insurance company tow it off is that - now you are done. Once it's taken away and the insurance company has evaluated it, in the cases I've been involved with (I've totaled some vehicles) you can't touch it as far as removing anything other than "personal items".
In the cases of Dad's Ranger - I was allowed to get only personal things out, and take pictures - and the insurance company hadn't even settled yet. The yard kept track of what you came in with and what you left with and they searched a plastic bin I had grabbed out of the back of Dad's truck.
It gets rather sticky at times.

 

[Minty JL]

So for a DOT certification the carrier has to carry NO less then $1M in insurance. I have a good friend that runs several trucks.

Sit down and add up all of the cost for your mods plus labor. Once your insurance company pays out, figure out the shortage then go after the broker or carrier for the difference. You should not lose money on their negligence. Advice from that same friend

 

[chorky]

The broker should cover it all - if not the carrier - who should fire that driver, and the broker should break ties with the carrier.

His own insurance shouldn't have to pay a dime since any DOT registered company is required to carry some insurance, as well as brokers being involved.
Since he wasn't driving and it was in the care and custody of a carrier - that's where the primary responsibility lies.

The problem with letting an insurance company tow it off is that - now you are done. Once it's taken away and the insurance company has evaluated it, in the cases I've been involved with (I've totaled some vehicles) you can't touch it as far as removing anything other than "personal items".
In the cases of Dad's Ranger - I was allowed to get only personal things out, and take pictures - and the insurance company hadn't even settled yet. The yard kept track of what you came in with and what you left with and they searched a plastic bin I had grabbed out of the back of Dad's truck.
It gets rather sticky at times.

Agreed, but he already let insurance take it.

 

[ShadowsPapa]

So for a DOT certification the carrier has to carry NO less then $1M in insurance. I have a good friend that runs several trucks.

Sit down and add up all of the cost for your mods plus labor. Once your insurance company pays out, figure out the shortage then go after the broker or carrier for the difference. You should not lose money on their negligence. Advice from that same friend

No surprise, you said it 150% better than I could. That pretty much sums up my thinking, as scrambled as it usually is.
This is why in most of my posts on this I keep saying "DOT" - if it's not on the side of that truck, I am not sure I want them hauling my stuff.

I'd also find out where that truck is - and get detailed photos from every angle, inside and out. It helped me get a few thousand more out of Dad's Ranger as the company the insurance company uses to determine values screwed up like crazy - had the miles wrong, said it was a long frame truck, said it didn't have a tow package and so on. I had pictures of all of that plus a copy of the window sticker with the VIN showing the wheelbase (short) and that it had a factory tow package. Their offer went from 3,500 to 11,000 after a couple of weeks of my smacking them with photos and facts and scans of the window sticker. Thankfully, my parents saved stuff like that. I proved miles by using a photo of the cluster (it wasn't digital yet) and invoices from the Ford dealership that showed the miles of the truck 2 months before the accident.

 

[23JTR]

The correct way should be to contact your own premium insurance and then ask your insurance to fight their insurance for you. Your insurance will compensate you first and then ask their insurance to get the money back. Whether their insurance is from a broker or a carrier, their insurance is commercial insurance, which is very inefficient and they will try their best to give you the minimum compensation. Because you have no contractual relationship with their insurance company. But you and your own insurance are contracted together. In addition to the deductible, my insurance will also help me get it all back because in my case I made no mistakes. They are solely responsible. My insurance will also cover my mods as long as they are purchased within a year. This is the solution I got after contacting my attorney and I think it's the right one. Hope it could help everyone.

 

[Minty JL]

No surprise, you said it 150% better than I could. That pretty much sums up my thinking, as scrambled as it usually is.
This is why in most of my posts on this I keep saying "DOT" - if it's not on the side of that truck, I am not sure I want them hauling my stuff.

I'd also find out where that truck is - and get detailed photos from every angle, inside and out. It helped me get a few thousand more out of Dad's Ranger as the company the insurance company uses to determine values screwed up like crazy - had the miles wrong, said it was a long frame truck, said it didn't have a tow package and so on. I had pictures of all of that plus a copy of the window sticker with the VIN showing the wheelbase (short) and that it had a factory tow package. Their offer went from 3,500 to 11,000 after a couple of weeks of my smacking them with photos and facts and scans of the window sticker. Thankfully, my parents saved stuff like that. I proved miles by using a photo of the cluster (it wasn't digital yet) and invoices from the Ford dealership that showed the miles of the truck 2 months before the accident.

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