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Is this the best deal on a Gladiator?

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jhale1800

jhale1800

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7%, with dealer financing?
Yes, dealer financing was one of the stipulations. I'm not sure why @Tire Guy hasn't heard back. David and I have been texting about the status of my order. I just received my VIN yesterday.
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Aljeeper

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Yes, dealer financing was one of the stipulations. I'm not sure why @Tire Guy hasn't heard back. David and I have been texting about the status of my order. I just received my VIN yesterday.
Did you shop around for other loans? Dealer financing interest rate tends to be significantly higher than the best loans for me. Where you lose far more money on the loan interest than that extra 1% invoice off gets you.
 
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jhale1800

jhale1800

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Did you shop around for other loans? Dealer financing interest rate tends to be significantly higher than the best loans for me. Where you lose far more money on the loan interest than that extra 1% invoice off gets you.
I haven't shopped around for loans yet. I was planning on getting a quote from my bank and having that in hand when I drive up to make the purchase and pickup the Overland. Is there an auto loan broker site or some way to get multiple offers at once?
 

Chance_P

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Did you shop around for other loans? Dealer financing interest rate tends to be significantly higher than the best loans for me. Where you lose far more money on the loan interest than that extra 1% invoice off gets you.
Or just refinance after you drive off the lot.
 

Tire Guy

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Or just refinance after you drive off the lot.
That's the plan. My credit union runs a deal for refinance at 1-2% under whatever the dealer gives. I have done it twice now.
 

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Tire Guy

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David did respond to text.
 

Slapping_Rabbits

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That is a really good idea. I might go that route too.
 

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Rishstev

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Custom order is that good or could I do better?
 
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Glady04

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It Depends on where you go. 5% under invoice before 1% tread lightly and 1% financing discounts is the best I’ve seen on this forum. Is that from David at Beaman?
 

Rishstev

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I’m having a hard time figuring out what is invoice?
 
 



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