Dealer wants my Gladiator

[shawnebell]

What dealer? I love my Nacho Willys but I really wanted a Mojave. I kick myself for not ordering a Gecko one last summer since the price went up a few grand for the same truck in 2022. With Gobi coming back out it sure is tempting

Not to point out the obvious, but there's a Gecko Gladiator available ... $20!

https://www.jeepgladiatorforum.com/forum/threads/cal4wheel-win-a-jeep-for-2022-23-announced.55167/

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[Mr._Bill]

@Mr._Bill Dealership I bought mine from started emailing and calling me last year. Promising me the moon if I traded my truck in RIGHT NOW. I went in and they started their song and dance. I had printed out the initial email with a hard dollar amount and I slapped it down on the desk and told them I wanted THAT amount for my JT, I wanted it in writing, and I wanted the GM's signature and date on the paper. Told them I wanted to order a new JT the EXACT way I wanted, nothing extra, nothing less. Told them I wanted it for the SAME deal I bought the first one.

They said they couldn't do that. I told them to stop emailing me with UNSOLICITED purchase offers and stop calling me with the same or I would report them. Just because you purchase from them doesn't mean they can cold call or email to try and do another deal.

Don't be surprised if they start backing away from what they put in an email. Once they realize that an email IS an official offer and CAN be used in court, they tend to back their short bus up.

Sadly, I'm not expecting too much from them. I'm going to take the emails with me. I've already contacted Tom for extended warranty pricing. Knowing that I can order from other dealers for 8% below invoice, and sell to places like Carvana, will change how I deal with them this time around.

 

[Rocksalt]

Not at all. My point had a lot more to do with you not knowing what you are talking about.

Making smart decisions with my money means I have more……that applies to everyone in the world lol.




????…..lol…..remember typing this….????….lol. You say don’t do this with a $50k to $60k loan but do it with a $300k plus loan…or whatever the home costs…I’m assuming it’s more than the vehicle you/they drive…????

Why pay 10 years of payments and then refinance that amount to 30 years lol ?????

Doesn’t matter if you make extra principal payments or not….you are still adding time to loan for the sake of lower payments??????

most folks are not able to pay cash... most folks are not bitcoin or hedge fund millionaires

 

[LCF]

most folks are not able to pay cash... most folks are not bitcoin or hedge fund millionaires

I don’t recall saying that I paid cash for anything. Maybe read the thread throughly before making comments. See post # 20 if you’re confused.

 

[Jeeperjamie]

Not at all. My point had a lot more to do with you not knowing what you are talking about.

Making smart decisions with my money means I have more……that applies to everyone in the world lol.




????…..lol…..remember typing this….????….lol. You say don’t do this with a $50k to $60k loan but do it with a $300k plus loan…or whatever the home costs…I’m assuming it’s more than the vehicle you/they drive…????

Why pay 10 years of payments and then refinance that amount to 30 years lol ?????

Doesn’t matter if you make extra principal payments or not….you are still adding time to loan for the sake of lower payments??????

We had 15yrs left on our house but the rates are so good you can do a refinance cash out, pull money out and only go up on your payment maybe $200 or $300 and keep the loan at 15yrs. We was able to pull $118,000 out on our home drop the rate 2pts and only pay $375 more a month. With that $118,000 I'm going to pay off the Gladiator and wife's BMW X5, which is going to save me about $1000 a month on car payments, then payoff all the credit cards and another loan we got, which will save us another $500 a month. That will leave us around $60,000 to renovate our house and push the value of our house up from $400,000 to around $520,000. It's all about timing and now's the time to do a refinance because the rates are so good. I guess it all depends on the situation but the way it will work for us is after we finish the renovations we will add a extra $700 from the money we are saving a month to the house payment which in return will allow us to pay the house off in 10yrs instead of 15. That will still leave us with $500 monthly savings compared to our bills now. That's when it makes sense to do it.

 

[Garemlin]

I wouldn't even consider it now. They are pricing me out of the game. My exact Willys build for 2022 is $4700 more than my 2021. The only difference is I would be getting proximity locks included in the Technology Package. They would have to offer me quite a bit more than I owe to make it even worth my while to make a change.

 

[legacy_etu]

^^Same. I had priced out Mojave’s last year. Truck I wantEd was $54k. Pricing it out this year and the same truck is $59k. Freakin ridiculous.

I’m a die hard Jeep guy but there’s no way I’m paying that. Not worth it to me.

 

[Deleted member 30519]

Idk how long these JTs are gonna hold this kind of value with the gas prices going to $6 a gallon soon. Id imagine the demand is gonna go right down the toilet.

 

[LCF]

We had 15yrs left on our house but the rates are so good you can do a refinance cash out, pull money out and only go up on your payment maybe $200 or $300 and keep the loan at 15yrs. We was able to pull $118,000 out on our home drop the rate 2pts and only pay $375 more a month. With that $118,000 I'm going to pay off the Gladiator and wife's BMW X5, which is going to save me about $1000 a month on car payments, then payoff all the credit cards and another loan we got, which will save us another $500 a month. That will leave us around $60,000 to renovate our house and push the value of our house up from $400,000 to around $520,000. It's all about timing and now's the time to do a refinance because the rates are so good. I guess it all depends on the situation but the way it will work for us is after we finish the renovations we will add a extra $700 from the money we are saving a month to the house payment which in return will allow us to pay the house off in 10yrs instead of 15. That will still leave us with $500 monthly savings compared to our bills now. That's when it makes sense to do it.

You are proving my point……not sure what your intent was with with post……

 

[Jerhemi]

lol right!? almost like some one should say a president's name and have the whole thread black-holed.

On it ?

 

[Jeeperjamie]

You are proving my point……not sure what your intent was with with post……

You said you are adding time to your loan for the sake of lower payments and we are actually gonna save money, and pay our loan off faster. That's what I was meaning by the post, we aren't going up to a 30yr loan, we have 15yrs, left on our 30yr loan and we did the cash out refinance for 15yrs, same amount of time we have left on our existing mortgage, which will allow us to pay our mortgage off in 10yrs by adding the extra $700, still putting $500 a month in our pocket. That's all I was meaning.

 

[Fouts]

I always thought this was a sales tactic. I have gotten letters like these over the years just to get you in the door. At that point they try to sell you something you don't want for more than you should pay.

 

[LCF]

You said you are adding time to your loan for the sake of lower payments

I never said or advised anyone to add time to a loan for lower payments. Someone else did.

 

[Jeeperjamie]

I never said or advised anyone to add time to a loan for lower payments. Someone else did.

Ok, then I must of read it wrong then.

 

[KX L]

You will learn son.

Hey Mike, What do you mean by this comment?

I've got an investment portfolio that averages about 6% gain a year over the last 15 years. I to have decided to pay a low rate loan for the next 4 years on the Gladiator so the money I have as an investment continues to grow vice disappears forever in the form of a vehicle that is 100% guaranteed to depreciate for at least 25 years. It makes way more sense to me to be paying 1.99% interest off a three year old vehicle with 2022 money.

A cash only mindset is literally throwing money away. I buy everything on a USAA Credit Card that pays me cash of 1.5% on whatever I buy---and I pay it off every month. That's why I never use a debit card that just pays what I owe.

I installed Anderson Windows and doors in my house. Bargained on the price and saved $4K from the original offer. I could easily pay cash---but why would I when they offered 0% financing for 18 months which allowed me to pay for the home improvement out of my monthly income without ever touching any savings.

Genuinely interested in your answer.

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