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Help Insurance company ripoff

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nickd

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They gave me their own estimate:
Jeep Gladiator Help Insurance company ripoff 9D5FD402-6686-4BD4-A481-5A87F77147B0
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Essentially they are trying to pay me out for a plastic bumper and are refusing to replace the hitch receiver. I had a hitch cover that was destroyed and the hitch has scratches on it, so I want it replaced. They are claiming the damage isn't bad enough to replace
 

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Essentially they are trying to pay me out for a plastic bumper and are refusing to replace the hitch receiver. I had a hitch cover that was destroyed and the hitch has scratches on it, so I want it replaced. They are claiming the damage isn't bad enough to replace
I wonder how long it'll take them to realize it's the wrong bumper. You have an extra tow hook. The plastic sport one needs cut for that. It won't even fit without modification. yes, a lot of owners do that modification on their own, but as soon as they try to install it, they're going to realize they need to cut another hole on the other side.
 

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You’re screwing yourself on labor and the chance you find more damage later. Take it to a qualified shop and let them look at it and have them write the estimate and send that to their company. Then if you chose to do the work yourself you just made a good chunk of change
 

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You’re screwing yourself on labor and the chance you find more damage later. Take it to a qualified shop and let them look at it and have them write the estimate and send that to their company. Then if you chose to do the work yourself you just made a good chunk of change
This is 100% the best course of action!
 

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Your rear is plastic? The rear is standard in metal. At least, it is now. I don't know when it started being standard, but the the only optional one is the front one now.
My 21 rubicon has a plastic rear bumper
 

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My 21 rubicon has a plastic rear bumper
The top step part is plastic the bottom is metal. All Rubicon's came with the steel rear with the bed side rock rails.

Do you not have the bed side rear protectors too?
 
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The point of this thread was to see if anyone knew what part number is associated with this sticker. Googling that number turns up nothing.
Jeep Gladiator Help Insurance company ripoff BC328911-531C-477D-8011-47CB93E9ECED
 
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Also I don't think all rubicon's have steel bumpers: this is part number the insurance company quoted. It looks identical but it's different. The steel bumper has torx bolts into the bottom of the hitch receiver which the plastic ones do not.
Jeep Gladiator Help Insurance company ripoff 03DEDB4C-06D6-46E8-97ED-3C4292A6171D
 

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Also I don't think all rubicon's have steel bumpers: this is part number the insurance company quoted. It looks identical but it's different. The steel bumper has torx bolts into the bottom of the hitch receiver which the plastic ones do not.
03DEDB4C-06D6-46E8-97ED-3C4292A6171D.jpeg
The Jeep site indicates they all do, in the rear, with front metal being optional. I haven't paid much attention to any Rubicon other than my own, and the Jeep site has shown errors before, though. But it's said this at least since I bought mine, so I hope they'd have fixed it in 2 model years. So the part, if for a Rubi, should be metal, unless jeep.com is wrong (again). The step part is plastic, but the bumper itself is metal.
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Also I don't think all rubicon's have steel bumpers: this is part number the insurance company quoted. It looks identical but it's different. The steel bumper has torx bolts into the bottom of the hitch receiver which the plastic ones do not.
Jeep Gladiator Help Insurance company ripoff Screenshot_2022-09-29-22-29-50-80_3aea4af51f236e4932235fdada7d1643
There is no option to add the steel rear bumper on the rubicon when building on jeeps website at least on the landing site I get. (USA) it’s standard on all of the rubicon’s I have seen and was standard on mine.
 

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The top step part is plastic the bottom is metal. All Rubicon's came with the steel rear with the bed side rock rails.

Do you not have the bed side rear protectors too?
I stand corrected you are right. Just looked so damn cheap I thought it was plastic lol.
 
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Wasted a couple of hours googling and YouTubing. Here are my conclusions:

1. All rubicons have a steel rear bumper.
2. There is a non-Rubicon steel rear bumper replacement. Part number: 68341837AB
3. There is a Rubicon steel rear bumper, part number: 82215634AD. This is the part number that is standard on all rubicons and it claims to be higher clearance.
 

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I would still sick your insurance on them. Have them pay for a shop estimate, at someplace where they know jeeps, to send to the other person's adjuster.

And they are quoting a discounted labor rate. You need to at least quote what your current salary rate is plus taxes, deductions and benefits costs (yours and employers)to come up with your hourly rate. That is what happens to us when we get quoted $200/hr.
 
 



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