Insurance for Gladiator

[Renegade]

If I haven’t stated it already on this thread, insurance rates also depend on driver age, crash/violation history, geography, and credit history. Users comparing rates is not an apples to apples comparison. It’s mostly pointless.

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[JP1]

for full coverage?

BI&PD 100/300/100
UM 100
PIP 10
Col and Comp 1k ded

BUT:
I'm Diamond with them.
over 45
CLEAN Record
no other drivers
no loan
over 800 FICO
Multi-car
Snapshot 25%

EVEN worse?
My 2016 Dodge Charger worth 17k is the same money as the 60k 2020 Gladiator.
Too many kids driving them and wrapping them into things...
Damn kids...

 

[Sal]

Makes sense!

 

[Steppenwolf]

If I haven’t stated it already on this thread, insurance rates also depend on driver age, crash/violation history, geography, and credit history. Users comparing rates is not an apples to apples comparison. It’s mostly pointless.

The big one is credit history, followed by age and tickets.

Crashes, as a factor, depend on cause.

So a 60-yr old guy, with an 850+ credit rating and a spotless crash-history, can easily be rear-ended at the next stop sign by a drunk driver or a DWT housewife (driving while texting).

Being without fault on his part, *most* reputable insurers wouldn't jack his rates just for that one 'accident.'

 

[Sespe]

went from 2007 Jeep Commander at $724 a year to Sport S at $952.
228 more, or $19 more a month.
Triple A, I'm over 50, no accident history. Just dropped my CDL, don't know if they factor that in or not.

 

[Rdaharsh1]

$171 for gladiator, 2015 prius, and 1989 Ram 50. Got rid of my2006, F350 went up $10. Geico

 

[Rav34653]

If I haven’t stated it already on this thread, insurance rates also depend on driver age, crash/violation history, geography, and credit history. Users comparing rates is not an apples to apples comparison. It’s mostly pointless.

If I haven’t stated it already on this thread, insurance rates also depend on driver age, crash/violation history, geography, and credit history. Users comparing rates is not an apples to apples comparison. It’s mostly pointless.

Your statement is completely right, How ever The main point of the Post was not how much Insurance cost, It was how much of a difference the company your insured with raised your premium after changing over to the Gladiator the post that included that is useful infomation

 

[spazzyfry123]

Mine was like $3 more a month than our WK2. Two drivers with clean records, 250k/500k limits, State Farm in north Florida.

 

[maxpower220]

It is pointless if you live in another state, as each state has different laws that effect insurance. Florida is a No Fault state, makes my premium higher than most. Obviously large city, high crime areas will probably be more than middle of no where Montana.

 

[JP1]

It is pointless if you live in another state, as each state has different laws that effect insurance. Florida is a No Fault state, makes my premium higher than most. Obviously large city, high crime areas will probably be more than middle of no where Montana.

oh, no arguing that point.
When I moved from Wisconsin to South Florida, my insurance just shy of TRIPLED overnight!

 

[Cape taco12]

I live in MASS, 28, no tickets, no crashes.
Paying 941 per year, but I also have a good amount of coverage I probably don’t need. But $100 a year for more coverage,rental and GAP insurance and such is far better odds than scratch tickets or Vegas.

 

[Free2roam]

Finally got a VIN, updated it in Progressive...added gap insurance. Brings me to a whooping $299 for 6 months ($49.83/month).

For the record, I'm 42, clean driving record, top-tier credit score and live in VT. Glad I decided to compare rates, as GEICO would have got triple that out of me! Like someone mentioned above, seems like insurance companies just bank on the fact that you're not going to change?

I did the same thing. Online that is. Then called to make sure it was correct. They then quoted me over 1000$ for 6 months.

 

[Free2roam]

$354 for 6 months, so $59 a month with State Farm. Actually a few bucks cheaper than wife's 2017 Grand Cherokee Altitude.

I will have to check out State Farm. Any lift on it? Deductible? Coverage?

 

[Free2roam]

I grew up In Erie and Worked for Erie Insurance for 17 years, They are a Great Company with fair rates,

My dad was from Erie. I've still got family there.

 

[Free2roam]

So I've been calling around. Nationwide is definitely not in your side. No mods to vehicles period! Progressive I've been with them since 2006. Consider them still in the running. Costco insurance....is a no go too. You can only lift your vehicle 3 inches total. Hmmmm let's put a 3 inch lift and leave stock tires. Underwriter must have been an engineer in a cubicle looking at a computer screen saying to the installers the square peg fits in the round hole.
Number one in the running is Traveler's Insurance.
Breakdown of coverage.
All insurances were asked the same questions. Actually increased my custom equipment to 5k so maybe another 10$
I will be calling State Farm soon.
Stats on me.
52 Male, 800+ credit score no accidents in the last 32 years no tickets in the last 11+
Nevada is home. By the way supposedly the third most costly to insure a vechicle.
Love my backyard. Eastern Sierras!

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