Gupton Motors up to 8% below invoice

[Sublime]

Several people here have mentioned any applicable incentives for the month of delivery get added on top of the 8% discount.

Yes the cash discounts do.

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[Challenger85]

He builds that 1% financing into the normal quote breakdown. Are you sure it was extra?

So what was your final interest then? Assuming excellent credit score.

There must be some confusion. What I was saying is that his deal with the extra 1% for using his financing plus the additional 1K rebate for using Chrysler financing ended up being a better deal than using 2.99% with a local credit union and better than him matching that even with the 8%. It was about $500 less over the life of the loan but I figured I can always pay the principal down and save on financing in the long run saving even more.

3.41% was with Chrysler. I don’t really know what excellent is but I know I’m around a 760. I think I’m a tier below that but I’m working on it.

 

[Minty JL]

Yeah for the best offers you have to be above 781.

I showed my sales guy I was approved to pay in full with my AMEX card today......he shook his head and said, well you're good to go lol

 

[Challenger85]

Yeah for the best offers you have to be above 781.

I showed my sales guy I was approved to pay in full with my AMEX card today......he shook his head and said, well you're good to go lol

Definitely would have taken a better offer lol but it’s not too bad. Financing 15K less than the MSRP is crazy lol.

 

[1996XJ]

Yeah for the best offers you have to be above 781.

I showed my sales guy I was approved to pay in full with my AMEX card today......he shook his head and said, well you're good to go lol

When you guys are talking credit scores are you talking your normal credit score(s) (equifax, trans union, experian) or specifically your FICO Auto credit scores? As i understand it most dealerships use FICO auto 8 credit score when checking credit. Any thoughts on this?

 

[Minty JL]

When you guys are talking credit scores are you talking your normal credit score(s) (equifax, trans union, experian) or specifically your FICO Auto credit scores? As i understand it most dealerships use FICO auto 8 credit score when checking credit. Any thoughts on this?

My FICO scores are online with my credit scores.......but we know it's a mixed bag

 

[1996XJ]

My FICO scores are online with my credit scores.......but we know it's a mixed bag

Well for Instance my credit score is a 790 (experian), but my fico auto 8 is like 745. So when people are talking about what score got them what financing i was wondering if they mean their auto 8 score or just their overall score in general. I purchased the fico credit score thing where you see your general scores, your auto scores, and your mortgage scores.

 

[Challenger85]

When you guys are talking credit scores are you talking your normal credit score(s) (equifax, trans union, experian) or specifically your FICO Auto credit scores? As i understand it most dealerships use FICO auto 8 credit score when checking credit. Any thoughts on this?

I honestly couldn’t tell you. The credit union just told me that in an email.

 

[1996XJ]

I honestly couldn’t tell you. The credit union just told me that in an email.

I know its kind of confusing, when i talked to a credit union they use the regular credit score and go with experians rating. But dealerships im told use FICO auto 8 score. Ill email Gupton tomorrow and ask him what score he uses lol i dont know why i didnt just think of that in the first place. Me no smart.

 

[Minty JL]

Yeah my FICO 8 ranges between 776-794, the lack of consistency between the 3 credit bureaus is rediculous

 

[1996XJ]

Yeah my FICO 8 ranges between 776-794, the lack of consistency between the 3 credit bureaus is rediculous

Thanks, damn your doing good! The Mojave i ordered will be my first new car purchase so my Auto 8 score is not what it could be. As long as the financing is fair ill just take it and build my score. I hear you on the scores being all over the place. Some of the info they have for me makes no sense lol.

 

[VolatileA]

The fact that Daniel gets dozens of emails daily, somehow finds time to respond to 98% of them, and keeps a smiling and happy demeanor through every one is astonishing. The guy deserves more credit than he gets.

There's no way I could deal with that many people asking Jeep questions every single day the way he does.

They wouldn’t do it if they weren’t making a nice profit annually.

Daniel let me know today that my delivery window is now 9/27-10/11 pushed back from a ship date of 9/16. I have the build sheet but no window sticker at this point so I am thinking it may be on the back half of that estimate. My garage continues to fill with Mods itching to get out of their boxes. I am never allowed to complain about my wife's amazon boxes again!

I had to stop buying parts because my office is all boxes at this point.

Awesome deal.......hoping I can chime in with my deal tomorrow afternoon

Please do, let us know if there are any other incentives happening.

There should be a $500 one aside from the other basics from Gupton.

 

[VolatileA]

Yeah my FICO 8 ranges between 776-794, the lack of consistency between the 3 credit bureaus is rediculous

My other car was paid in full and my credit dropped like 40 points because the account is closed.

I’m sure I’ll get a less than favorable APR on Monday but I can flip capital, paying in full is a waste of liquid capital imo.

 

[Minty JL]

My other car was paid in full and my credit dropped like 40 points because the account is closed.

I’m sure I’ll get a less than favorable APR on Monday but I can flip capital, paying in full is a waste of liquid capital imo.

Yes waste of capital for sure. I'll use the banks money at 2.72 and use my capital to make 10-42% interest in the markets

 

[VolatileA]

Yes waste of capital for sure. I'll use the banks money at 2.72 and use my capital to make 10-42% interest in the markets

You get it ??

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