First owner of my Gladiator is Chrysler?!

[Master_Cylinder]

A lot of people actually go the distance - my father commuted to work every day - a 1 hour drive, about 55 miles, each way. There's 110 miles or more, 5 days a week, 550 miles x 4, 2,000 a month, 24,000 a year not counting other driving. He eventually car-pooled, but that later diminished as people retired, quit, whatever.

My wife lived with me on the farm for a while before we moved - Clear Lake Iowa to Des Moines and back every day. It was an oil change every couple of weeks, a tank of gas a day.

It's very easy to put that .sort of miles on a vehicle in a year's time.
I put a lot of miles on my car commuting to college each day until I got an apartment in town, then, it was because I lived north of DSM and worked on the south edge after classes. It was easy to rack up a lot of miles - it's how my first car got to 220,000 and my second car too 120,000 miles before I sold each. Commuting.

I used to work with a guy who drove from Marshalltown to West Des Moines daily for work - about 130 miles a day.
So, 50K in two years? Easy!
But I see a lot of people here don't drive their JT daily, and many who do maybe go 10 miles each way?

This was me. After a merger, the company moved my job 70 miles away. It wasn’t a big deal at the time because I had a company vehicle. After a bit, they took the car away. Did not want to move from my small town to the big city, so I bought my Subaru Legacy and started packing on the miles. Then Covid saved my commute! lol! Now we only go into the office 2 days a week. Instead of 360,000 in 10 years, my Subaru has 190,000.

Next year, I’ll have my Gladiator! Then a year later, retire!!

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[Gibson]

That sounds crazy!
We have Erie for everything.

That sounds crazy!
We have Erie for everything.

I know, I have to break at least 2 windshields per year to call an even... How was your experience with Erie? I have never seen Erie in my area, TBH this is the first time I heard about this company.

 

[Alpine Warthog]

I would expect that to show up under the dealership LLC as owner.

Good point. I couldn't say for sure since I didn't handle that paperwork.

 

[Alpine Warthog]

I know, I have to break at least 2 windshields per year to call an even... How was your experience with Erie? I have never seen Erie in my area, TBH this is the first time I heard about this company.

In my experience, they've been a lot more expensive than most. They also had a MAJOR computer "issue" that took their systems down for a long while. We're talking weeks. This was just this year and they are still trying to recover.

My Dad had them drop him after a single accident (not at fault). I don't know the details about that but Boy oh Boy, he gets animated any time Erie Insurance comes up on a commercial or on a billboard. LOL

 

[Wheelin98TJ]

Progressive quotes me an additional $500 per year for $50 deductible. What insurance company do you use?

For me in Michigan, State Farm charges $60 more per year to have a $0 deductible on glass instead of a $200 deductible.

 

[smlobx]

I know, I have to break at least 2 windshields per year to call an even... How was your experience with Erie? I have never seen Erie in my area, TBH this is the first time I heard about this company.

Erie is constantly rated as one of the best insurance companies in the US.
On a personal note about 6 months after I bought my Gladiator I backed it into my F-350, damaging both vehicles so I have two claims…

They said that since this is your first accident we are waiving your deductible (for both vehicles) so I got both vehicles for free! We have everything bundled with them, homes, Autos, umbrella and rental property so they like us!

 

[Gvsukids]

Thanks for all your replys, after all I stop digging into the problem, like the majority of you said done deal is done deal. I enjoy my Jeep, that's all the matters.

Unfortunately my windshield got hit by a giant rock today, I can't believe I have to replace my windshield after one week of purchasing. Luckly my local store quoted me $300 for the replacement, a lot less than I expected.

Depending on your insurance replacing the windshield may be covered under your comprehensive policy minus the deductible which is usually about $100.

Progressive quotes me an additional $500 per year for $50 deductible. What insurance company do you use?

In Michigan, Auto Owners has glass coverage providing free chip repair and no cost glass replacement.

 

[ShadowsPapa]

In Michigan, Auto Owners has glass coverage providing free chip repair and no cost glass replacement.

No cost at the time because you've been paying for it all along.

 

[ShadowsPapa]

Depending on your insurance replacing the windshield may be covered under your comprehensive policy minus the deductible which is usually about $100.

Usually about 100 for who? It will vary wildly by state and policy and the deductible you have chosen.
I haven't seen that low a deductible for years - your policy cost has to be higher with that low a number. What you save on one end you make up for on the other.

 

[ShadowsPapa]

Progressive quotes me an additional $500 per year for $50 deductible. What insurance company do you use?

The higher the policy cost, the lower the deductible.
If you want a low deductible, you pay more for the policy.

That's simply how it works. Anyone quoting you dirt cheap deductible in their policy is paying more than others for their policy.

 

[smlobx]

Usually about 100 for who? It will vary wildly by state and policy and the deductible you have chosen.
I haven't seen that low a deductible for years - your policy cost has to be higher with that low a number. What you save on one end you make up for on the other.

Bill the $100 deductible is for the windshield replacement. My comp deductible is $1000. It is offered as standard not anything unusual and my total insurance bill for the 4 vehicles I own is about $3400 per year which is very good. This is in part due to my driving record, where I live and my bundling of everything we own with one insurance company.

 

[Pismo61]

Here low deductible you pay more and if you use your insurance even for little stuff you pay more.Ill just use it for the unfortunate big hit.

 

[ShadowsPapa]

Bill the $100 deductible is for the windshield replacement. My comp deductible is $1000. It is offered as standard not anything unusual and my total insurance bill for the 4 vehicles I own is about $3400 per year which is very good. This is in part due to my driving record, where I live and my bundling of everything we own with one insurance company.

$2,500 for 4 vehicles here - 2023 JLU 4xe Rubicon and 2025 JT Mojave X and two cars.
$500 comp deductible. (I'll have to look but we also had a 3 year replacement cost thing, too - if your newer vehicle was totaled, you got a new one to replace it)
You are still paying for it - it's just that's their standard package unless you request something else. I could easily lower ours even farther.

 

[Viper501]

Back to the OP, I’ve seen situations where the rental companies were getting ridiculous lease deals from manufacturers where it made better financial sense for them to lease the vehicle than to buy. The manufacturers used the scheme to get slow inventory out and boost sales numbers. Quite possibly that accounts for the ownership information and the miles.

 

[smlobx]

$2,500 for 4 vehicles here - 2023 JLU 4xe Rubicon and 2025 JT Mojave X and two cars.
$500 comp deductible. (I'll have to look but we also had a 3 year replacement cost thing, too - if your newer vehicle was totaled, you got a new one to replace it)
You are still paying for it - it's just that's their standard package unless you request something else. I could easily lower ours even farther.

Gotcha, one other thing to consider is that 2 of my vehicles are north of $100K. My Gladiator is the cheapest of the bunch. I’m also sure that insurance rates in NC are higher than Iowa.

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