Unfortunately I totalled my gladiator, can't believe airbags didn't go off

[dayusmc]

The motor overheated and shut off when it hit the pole, I guess the trans lines got damaged and leaked fluid and now the tranny locked up too.
So between needing a frame, and possibly a motor and definitely a tranny, I can't see them fixing it...

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[ShadowsPapa]

I have to ask...are you sure the insurance company is going to total that? I know it is damaged but we have seen them fix more than that before. We have also seen the opposite. Guess it would depend on how much they can make on parts. Just want you to be sure of their intent before making a move on your end

It varies with state laws to a large degree. There are various formulas in place.
It's to do with the salvage value plus costs of repair vs. FMV just prior to accident/incident.
If the salvage value plus cost of repairs is equal to or more than a specific percent of the FMV, then it's considered totaled. There are other factors, but unless you are a certified assessor or have been in the insurance industry, you are just tossing out opinions based on a few photos.
There's a lot to consider - engine mounts, engine blocks and transmission or transfer case housings may be cracked or damaged, other bent parts you can't tell from a photograph until you get hands on and measure. Axle tubes may be broken loose from the differential housing/casting, you just don't know.

The plus side of hitting one is that they make good eating since they are so fresh.

As Red Green might say - "it's already been grilled".

Frankly, I'd not want a Jeep back with some of the damage we see on the forums.
I've been in the industry too long, and have evaluated used and repaired vehicles for a number of other people over the years. Not an expert, but not far behind what some adjusters do, either.

 

[dayusmc]

The insurancewrote it for a hood, grill and bumper...
They said bring it to the shop and have the write the supplement and they will see if it is totalled. So we shale see this week. Dam thing won't even start now, I guess there was a drain and the battery is dead and won't take a charge, just my luck, I love this Jeep

 

[ShadowsPapa]

The insurancewrote it for a hood, grill and bumper...
They said bring it to the shop and have the write the supplement and they will see if it is totalled. So we shale see this week. Dam thing won't even start now, I guess there was a drain and the battery is dead and won't take a charge, just my luck, I love this Jeep

Yeah, it's a lot more than hood, grill, bumper.
Radiator, fan, AC condenser, and other parts not to mention wiring harnesses, air filter system, radiator support and braces, and if the engine was shoved back...................

I'll also suspect front body mounts (some body mounts are hydraulic - so may leak later if not now)

Looking behind the grill - if the radiator support was pushed in, it's going to push outward on the fender area as it moves back.

And diminished value.............. I'd never buy a used Jeep that's been through that sort of damage and many others wouldn't, lowering it's value for future sale.

 

[TestMule]

It must be a MOPAR thing...my airbags didn't go off on the Ram either.

 

[dayusmc]

Ouch!!!

 

[ShadowsPapa]

It must be a MOPAR thing...my airbags didn't go off on the Ram either.

Holy @#$#@$ batman. And such a beautiful truck

on the other hand - seeing some of the damage air bags have done, one wonders, is it a bad thing, or good thing, if they don't deploy?
But dam that's a mess.
Hopefully, driver fared a heck of a lot better.

 

[TestMule]

Holy @#$#@$ batman. And such a beautiful truck

on the other hand - seeing some of the damage air bags have done, one wonders, is it a bad thing, or good thing, if they don't deploy?
But dam that's a mess.
Hopefully, driver fared a heck of a lot better.

Other than some belt rash, a bruise or two and a sore ribcage I came out of it fine.

It sucked losing that truck. I had really done a lot to it and had owned it just a couple of weeks shy of two years.

Oh well, defecation occurs....

 

[Hootbro]

The plus side of hitting one is that they make good eating since they are so fresh.

People need to be careful on harvesting road kill deer and need to check their appropriate state laws.

Some states there is no restriction, others they need to report it to their state Fish and Game department and others are outlawed outright. When I lived in Texas, had a coworker get jacked up pretty good taking a road kill deer as the state bans the practice outright. Lost his truck to seizure and had to fight it in court eventually paying some hefty fines.

 

[punk'n]

People need to be careful on harvesting road kill deer and need to check their appropriate state laws.

Some states there is no restriction, others they need to report it to their state Fish and Game department and others are outlawed outright. When I lived in Texas, had a coworker get jacked up pretty good taking a road kill deer as the state bans the practice outright. Lost his truck to seizure and had to fight it in court eventually paying some hefty fines.

I agree. It was in a permissible road-kill possession state (for private consumption) if reported correctly. In this case, the collision occurred within two blocks from the local PD who were immediately informed and filed an incident report.

I only support 100% legal street-meat .

 

[cranbiz]

NC requires the investigating officer to authorize taking of the deer. If they say yes (and most will), you are good to go. MA was similar but you had to take it by the the local wildlife office for a road kill tag.

 

[Vtur]

I don’t swerve for a deer, I’d rather kill the deer than kill myself.

This is exactly what happened to me, I had no chance to react anyway. Luckily, it wasn't a big ass one. The Mopar steel bumper and skid plate took it like a champ, but it did bent my tie rod. Rode it the next 600+ miles with nearly 1/2 toe-in lol.

 

[ShadowsPapa]

https://k923.fm/you-can-legally-bring-home-a-deer-hit-with-a-car-in-iowa/

 

[chorky]

It varies with state laws to a large degree. There are various formulas in place.
It's to do with the salvage value plus costs of repair vs. FMV just prior to accident/incident.
If the salvage value plus cost of repairs is equal to or more than a specific percent of the FMV, then it's considered totaled. There are other factors, but unless you are a certified assessor or have been in the insurance industry, you are just tossing out opinions based on a few photos.
There's a lot to consider - engine mounts, engine blocks and transmission or transfer case housings may be cracked or damaged, other bent parts you can't tell from a photograph until you get hands on and measure. Axle tubes may be broken loose from the differential housing/casting, you just don't know.



As Red Green might say - "it's already been grilled".

Frankly, I'd not want a Jeep back with some of the damage we see on the forums.
I've been in the industry too long, and have evaluated used and repaired vehicles for a number of other people over the years. Not an expert, but not far behind what some adjusters do, either.

So do you, or anyone else, happen to know how things work for removing accessories? I'm sure it's situational dependent.... But many of us have a lot of money tied up in these things that will never be covered under insurance. Tents, lift, bumpers, etc... Things that can be ejected if not secured. I would like to think that there would be sufficient time allowed for these items to be removed especially if insurance won't even consider them in an appraisal. Then again I wouldn't put it past them to not allow that so they can get more money from the scrap yard.

 

[punk'n]

So do you, or anyone else, happen to know how things work for removing accessories? I'm sure it's situational dependent.... But many of us have a lot of money tied up in these things that will never be covered under insurance. Tents, lift, bumpers, etc... Things that can be ejected if not secured. I would like to think that there would be sufficient time allowed for these items to be removed especially if insurance won't even consider them in an appraisal. Then again I wouldn't put it past them to not allow that so they can get more money from the scrap yard.

When my truck was totaled (flood), I did not allow insurance to tow it to a salvage yard since I wanted to remove items I installed.

Instead I had it towed to a private residence (I paid for the tow). Although insurance was not very happy about it, I owned it outright and until they cut me a check, I had final say where my property went. They did ask that I only take a few days to remove what I wanted.

After I was done, I called the insurance company who then towed it to a salvage yard. Funny thing is I later had it towed back out of the salvage yard as I did a buy back and immediately sold it to a wrecking yard. So, it was towed from the salvage yard directly to the wrecking yard.

If yours was towed to a yard, the yard may or may not allow you to remove the extras. They will claim its due to their insurance. That's why I had to towed to a residence that I controlled. If you own it outright, you could have it towed prior to an insurance settlement as its 100% your property until they cut a check. This may vary with financing..

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