fun2drum
Well-Known Member
- First Name
- Gary
- Joined
- Jul 25, 2020
- Threads
- 12
- Messages
- 447
- Reaction score
- 701
- Location
- Western NC
- Vehicle(s)
- 2020 Jeep Gladiator Sport S
- Vehicle Showcase
- 1
Other people's money is cheap right now. Sometimes even free depending on the term. Like others have said, it might make sense for you to weigh the interest you pay against the return you could get from investing the cost of the truck elsewhere. That's what I've done and it's paying dividends (quite literally, ha!) That said, if you don't understand or enjoy investing, then that may not be the best option. If saving up and paying cash is more in your comfort zone then that's the answer. Do what works for you.
As for insurance I'm with Nationwide and have been for decades. Sure - I pay more than most people for my homeowners and auto insurance, but my past experience with them in claims and customer service keeps me loyal to them. Research how various companies handle claims and customer service, because that's what you're buying with insurance. Sometimes a cheap premium feels good until it's time for them to come through for you in a claim. I've been through that too, and it's horrible.
My advice is to get a reputable agent to help you sort through all of this so that you'll be covered for all those things you might otherwise regret not having insured. Things like comprehensive with zero to low deductibles for things that happen that aren't collision-related. Something falls on your truck while you're not in it? Something breaks your windshield? You'll want to make sure you're covered for those things.
As for insurance I'm with Nationwide and have been for decades. Sure - I pay more than most people for my homeowners and auto insurance, but my past experience with them in claims and customer service keeps me loyal to them. Research how various companies handle claims and customer service, because that's what you're buying with insurance. Sometimes a cheap premium feels good until it's time for them to come through for you in a claim. I've been through that too, and it's horrible.
My advice is to get a reputable agent to help you sort through all of this so that you'll be covered for all those things you might otherwise regret not having insured. Things like comprehensive with zero to low deductibles for things that happen that aren't collision-related. Something falls on your truck while you're not in it? Something breaks your windshield? You'll want to make sure you're covered for those things.
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